'EXCELLECT' AND THE EXCELLECT LOGO ARE REGISTERED TRADEMARKS.

 

’EXCELLECT’ IS A TRADING NAME OF SELECT-UK EMPLOYEE BENEFITS LIMITED AND SELECT-UK INSURANCE BROKING LIMITED. ​

 

SELECT-UK EMPLOYEE BENEFITS LIMITED (09267266) AND SELECT-UK INSURANCE BROKING LIMITED (09274561) ARE REGISTERED IN ENGLAND AND WALES.SELECT-UK INSURANCE BROKING LIMITED IS AN APPOINTED REPRESENTATIVE OF HEALTHNET SERVICES LIMITED WHO ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY, FIRM REFERENCE NUMBER IS 312313. 

 

NOT ALL PRODUCTS AND SERVICES OFFERED ARE REGULATED BY THE FCA. 

 

SELECT-UK EMPLOYEE BENEFITS LIMITED IS REGISTERED IN THE UK FOR VAT: REGISTRATION NUMBER 214083149  

February 24, 2015

Lower wage growth could have a significant impact to a number of people’s retirement plans, as it has led to smaller pension contributions(1). As a result there has been a gap in ‘real earnings’, affecting the current living standards of many people.

Why? As salaries...

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